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3 Free Banking Apps for Entrepreneurs

Financial institutions and entrepreneurs have a historically complicated relationship. Entrepreneurs need ways to fund their companies and keep business moving, meaning they lean on banks for everything from business loans to checking accounts. And banks need entrepreneurs, too — without small businesses fueling the economy, there isn’t much banks can do.

This (sometimes reluctant) co-dependent relationship has led entrepreneurs, in recent years, to demand more. Despite more lending options, business owners have a harder time getting funded. This feels like a double whammy in an era when some entrepreneurs struggle to lower their operating costs or secure their cash flow against unexpected disruptions — how can they keep their businesses going with money flowing out and nothing coming in?

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Others have grappled with high credit card interest rates, limp rewards programs, more complicated business banking accounts, and lacking business credit. This has left a sour taste in their mouth and a hesitant feeling toward financial institutions.

But there are many companies working to build platforms that help entrepreneurs rather than hurt them. Here are three banking-oriented apps aiming to make entrepreneurs’ lives easier — at no cost.

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